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Insurance Licensing Pennsylvania Life, Accident and Health Sample Questions:

1. Which one of the following type of calls is NOT exempt from the Do-Not-Call Registry?

A) telephone surveys.
B) calls from charities.
C) calls on behalf of political organizations.
D) insurance sales calls.

2. Medicare Part B pays what percent of approved charges for physician and surgeon services?

A) 95
B) 50
C) 65
D) 80

3. After the hearing, if the Insurance Commissioner has determined a licensee has committed a violation of Pennsylvania Insurance Laws, what can the Insurance Commissioner do?

A) sentence the licensee up to 30 days in jail
B) immediately terminate insurer appointments
C) suspend the licensee's premium accounts
D) impose an administrative penalty

4. The Pennsylvania Insurance Department has both the right and the duty to complete which task in regards to licensed insurers?

A) modify Insurance contract conditions
B) modify statute law to accompany contract conditions
C) make periodic financial audits and market conduct examinations
D) provide financial rehabilitation

5. An Insurance producer may NOT withdraw funds from a premium trust account to

A) pay premium to insurers.
B) return premiums to an insured.
C) pay claims to an insured.
D) return deposits to insureds.

Solutions: